
Finance · 05/21/2025
US Bond Market in Crisis A Deep Dive From AAA to Emergency
Moody's has downgraded the US credit rating, bringing an end to a 108-year history of AAA ratings. This has led to a sell-off in the US debt market, with rapid capital outflows from US stocks, bonds, and the dollar. The yield on 10-year US Treasuries has surpassed 4.5%. A new 'sell-off America' trend has emerged as concerns about US fiscal stability increase.

Finance · 12/14/2023
The Surge of Long-term Interest Rates in the United States An Analysis of Causes and Global Impact
The significant rise in long-term US Treasury yields has become a crucial topic in global capital markets. Recent data indicates that the yields on 10-year and 30-year Treasuries have reached their highest levels since 2007, raising concerns about the persistence of high rates. This article analyzes the reasons behind the rise in long-term rates and their potential impact on global markets, highlighting the relationship between robust US economic data and the Federal Reserve's hawkish policies, and exploring the far-reaching effects on capital flows and the value of the dollar.

Finance · 04/29/2025
Morgan Stanley Warns of Risks to SP 500 Rally
After briefly surpassing the 5500 resistance level, Morgan Stanley warns of four key risks facing the S&P 500: tariff relief, a Federal Reserve pivot, Treasury yields, and earnings growth. Morgan Stanley advises monitoring the bond and labor markets, favoring US equities with a focus on high-quality defensive and cyclical stocks. The firm recommends individual stocks in sectors including energy, industrials, consumer staples, financials, technology, networking, and real estate.

Finance · 07/18/2025
The Evolution of Net Interest Margin in the U.S. Banking Sector and Its Relationship with Interest Rate Policies
This article explores the relationship between the net interest margin of the U.S. banking industry, interest rate policy, and Treasury yields, alongside their dynamic changes.

Finance · 07/23/2025
Uschina Trade Talks in Stockholm Focus on Tariff Extensions
U.S. Treasury Secretary Janet Yellen will travel to Sweden to meet with Chinese officials to discuss issues including the extension of tariffs on Chinese goods. The talks will also cover China's overcapacity, energy imports, and its role in the Ukraine crisis. This meeting aims to solidify the achievements of previous negotiations and explore the future direction of US-China trade relations. The outcome of these discussions holds significant importance for global economic stability and could influence future trade policies between the two nations.

Finance · 07/22/2025
Understanding Dividend Yield A New Measure of Investment Returns
The dividend yield is an important indicator of a stock's investment value, reflecting the ratio of the company's dividend payments to its stock price. A high dividend yield attracts investors and serves as an effective tool for assessing a stock's attractiveness.

Taxation · 07/30/2025
Businesses Advised to Adjust to New Tariff Regulations
U.S. Treasury Secretary Brunner expressed confidence in businesses regarding the upcoming tariff policy changes, urging no need for panic. However, companies must still prepare for the forthcoming challenges, especially small businesses, which are feeling the pressure along with rising food prices.

Taxation · 08/13/2025
Tax Refund Reductions Causes and Solutions
The U.S. Treasury Department has implemented a series of deductions on taxpayers' refunds to repay outstanding debts, including child support and federal debts. Taxpayers who dispute these deductions should directly contact the relevant agency to confirm their debts and refund status.

Finance · 11/14/2024
Reassessing the Economic Outlook for the U.S. Amid Yield Curve Inversion
This article explores the relationship between yield curve inversion and economic recession in the United States, analyzing the Federal Reserve's policies, changes in the financial market structure, and the responses of businesses and households. Although the warning effect of yield curve inversion has diminished, it remains an important indicator of economic changes that requires attention regarding its potential impact on future economic trends. Through case studies, the multifaceted effects

Finance · 05/02/2025
Market Alert Former Treasury Secretary Criticizes The Logic Of Interest Rate Cuts And Calls For Sustaining High Rates
The former Treasury Secretary harshly criticized market expectations for interest rate cuts, arguing that bond market trends do not justify such actions and warning that accommodative policies could severely undermine market confidence in controlling inflation. Additionally, despite clear signs of economic weakness, he emphasized that cutting rates would be highly inappropriate while inflation remains effectively uncontrolled, urging a cautious approach to price pressures.

Taxation · 07/25/2025
EFTPS The Secure And Convenient Federal Tax Payment System
EFTPS is a free electronic tax payment system provided by the U.S. Department of Treasury. It combines multi-factor authentication for security, supports advance payments, and offers easy management, making it suitable for individuals and tax professionals. The system simplifies tax processes.

Finance · 02/04/2022
Gold Prices Face Adjustment The Tug Of War Between Safehaven Sentiment And A Strong Dollar
This week, gold prices fell slightly due to a strong dollar and rising U.S. Treasury yields. Although gold has stabilized around $1,800, fluctuations in global risk appetite and economic data may prompt investors to re-evaluate gold's value as a safe-haven asset.

Finance · 08/05/2025
US Shifts Social Security Payments to Electronic Only by 2025
The U.S. Department of Treasury has announced that starting September 30, 2025, paper Social Security checks will be completely discontinued, and all federal payments will transition to electronic transfers. Individuals involved must complete their payment setups before the deadline to avoid disruption in welfare distribution.

Finance · 08/06/2025
Gold and Euro Gain As Dollar Weakens Investors Seek Safety
The global trend of 'de-dollarization' is accelerating, with the dollar's share of foreign exchange reserves dropping to 58%. The appeal of U.S. Treasury bonds is diminishing as central banks favor gold and the euro. As market dynamics shift, investors must prioritize new risk management strategies.

Taxation · 07/23/2025
Indepth Analysis of US Tax Law and Related Official Guidance
This article systematically reviews the U.S. federal tax law and official guidance, focusing on the structure of the Internal Revenue Code, Treasury regulations, and various tax guidance issued by the IRS. It aims to assist taxpayers in understanding and adhering to relevant laws while avoiding misinterpretations and risks.